Knowledge
Understand the connections. Decide more clearly.
Foundations, food for thought and the assumptions behind our calculators. A first orientation before a personal conversation.
- 01Bringing finances into order: a sequence that works in everyday lifeSort income, spending, reserves, protection and goals in an understandable way — without having to solve everything at once.
- 02Understanding your pension statement: which figures matter for your planningTell the Renteninformation, the Digitale Rentenübersicht and your personal pension gap clearly apart.
- 03Calculating an ETF savings plan realistically: separating time, return and riskWhy an ETF calculator should show scenarios rather than promises, and which figures are still missing before a decision.
How the calculators calculate.
- 01Method behind the financial buffer calculatorHow monthly headroom, savings rate and the calculated reach of your reserves are determined in the financial check.
- 02Method behind the pension gap calculatorAssumptions and limits of the simplified timeline from today’s provision to your desired retirement.
- 03Method behind the ETF and compound interest calculatorFormula, three return scenarios and the limits of a model calculation for starting capital and a monthly savings plan.
- 04Method behind the income reserve calculatorHow the calculated reach of liquid reserves is assessed if income stops.
- 05Method behind the property budget calculatorHow a first purchase-price range emerges from your desired instalment, equity and flat-rate assumptions.